Legal Notice
Aurinko Re, with registered office in Madrid, at Calle Averroes 11, 28224, Madrid, Spain. Tax ID No.: B26677229. Aurinko Re operates as a specialized reinsurance MGA and underwriting platform, acting in the distribution, underwriting administration and portfolio management of reinsurance business, subject to applicable delegated authority arrangements and regulatory requirements.
Privacy and Data Protection
In compliance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (General Data Protection Regulation or GDPR) and Organic Law 3/2018, of 5 December, on the Protection of Personal Data and Guarantee of Digital Rights, Aurinko Re informs you about its personal data protection policy.
Data Controller
Aurinko Re, with registered office in Madrid, at Calle Averroes 11, 28224, Madrid, Spain. Tax ID No.: B26677229.
Source of the Data
We may hold your data because you are or were a client, a contact person, a representative of a client company, a counterparty or a person connected with reinsurance placements, underwriting administration, portfolio management or claims-related processes. Your data may also appear in documentation to which we have had access in the course of providing our services, or in public sources or directories consulted for legitimate business or compliance purposes.
Purpose
With regard to the personal data of our CLIENTS (or their employees), the purpose is to establish and maintain business relationships, support reinsurance placement and underwriting administration, manage portfolio information and amendments, and perform activities related to delegated authority arrangements where applicable. This may include the administration of premiums, settlements, bordereaux, reporting, claims-related support, compliance processes and business communications. In some cases, the data processed may belong to special categories, such as health-related data, where relevant and lawfully permitted.
With regard to THIRD PARTIES, in order to support reinsurance business operations and claims-related processes, we may process personal data of service providers, brokers, cedants, insurers, reinsurers, experts, valuers, legal advisers, IT providers and other business counterparties. We may also process data of affected third parties where this is necessary for the administration, evaluation or handling of claims-related matters.
With regard to our own EMPLOYEES, their data is processed in order to properly manage the employer-employee relationship and, where applicable, to comply with legal obligations.
Legal Basis
For the processing of data relating to CLIENTS (or their employees), the legal basis is usually the performance of a contract, the taking of steps prior to entering into a contract, compliance with legal or regulatory obligations, Aurinko Re’s legitimate interests in carrying out its business, or the express consent of the data subject where required.
In the case of THIRD-PARTY data, the legal basis normally lies in the existence of a contractual relationship, the management of reinsurance and claims-related processes, compliance obligations, Aurinko Re’s legitimate interests in administering its business and protecting its legal position, or express consent where required by law, particularly in the case of special category data.
When it comes to EMPLOYEE data, the existence of the employment contract, legal obligations, and where relevant the express consent of the employee, provide the legal basis for processing.
Recipients
Aurinko Re may disclose personal data, under the security measures required by law and regulation, to public authorities, courts, regulators and supervisory bodies where legally required, and to brokers, cedants, insurers, reinsurers, service providers, professional advisers and other counterparties involved in the performance of our professional activities or internal business operations.
Data Retention Period
We will retain your personal data for as long as necessary for the purposes for which it was collected, including the duration of the contractual or business relationship and any subsequent retention period required by applicable legal, regulatory, accounting, tax or compliance obligations.
Once the applicable retention period has expired, your personal data will be securely deleted or anonymised. Professional contact data may be retained for longer unless we receive a valid objection or erasure request, where legally applicable.
Rights
Data subjects have the right to access their personal data, request rectification of inaccurate or incomplete data, request erasure where appropriate, object to certain processing, request restriction of processing, and exercise their right to data portability where applicable.
You may also object to the processing of your personal data, in which case we will cease processing your data unless there are compelling legitimate grounds or the processing is required for the establishment, exercise or defence of legal claims.
You may exercise these rights by sending a letter to the attention of the person responsible for privacy matters at Aurinko Re’s address in Madrid, or by email to cristina.rivas@aurinkore.com or yamilet.morote@aurinkore.com. You may also withdraw any consent previously given at any time, where consent is the legal basis for processing.
We also inform you that you may lodge a complaint with the competent Supervisory Authority. In Spain, this is the Spanish Data Protection Agency (AEPD).
https://www.aepd.es/
Tel. +34 901 100 099 and +34 912 663 517
Calle Jorge Juan, 6
28001 Madrid, Spain
Ownership
All information contained on this website is protected by industrial and intellectual property rights owned by Aurinko Re or by third parties who have duly authorised its use. Aurinko Re holds the exclusive rights of exploitation over the intellectual property corresponding to the contents of this website, including in particular the rights of reproduction, distribution, public communication and transformation, unless otherwise stated.
Users of the website may view the elements and contents and may print, copy or store them on the hard drive of their computer or on any other physical medium, provided that this is solely and exclusively for their personal and private use. Their use for commercial purposes, distribution, modification, alteration or decompilation is strictly prohibited.
Users shall use the elements and contents of the website in a diligent, correct and lawful manner and, in particular, undertake to refrain from using them in a way or for purposes or effects contrary to the law, morality, generally accepted good customs or public order. Otherwise, the user shall be solely responsible for any infringements committed and for any damages caused to Aurinko Re.
Aurinko Re may deny, prohibit or withdraw access to the website and/or its services at any time and without prior notice from users who fail to comply with the aforementioned obligations.
Exclusion of Liability and Warranties
Aurinko Re does not guarantee the continuous availability of the website or the services included therein; the privacy and security of the use of the website and its services in all circumstances; that unauthorised third parties may not gain knowledge of the type, conditions, characteristics and circumstances of the use made by users of the website and its services; nor the absence of viruses or other harmful elements that may cause alterations to users’ computer systems.
Aurinko Re disclaims any liability for damages of any nature that may arise from such circumstances.
Governing Law and Jurisdiction
All conditions, obligations and rights relating to the website and its services shall be governed by Spanish law.
Any dispute arising from the provision of the website service, with express waiver of any other jurisdiction that may apply, shall be submitted to the Courts and Tribunals of Madrid, Spain.